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July 2010
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Things I Wished My Loan Officer Had Told Me!

A recent Wall Street Journal article about the first-time homebuyer tax credit cautions buyers under contract to wait until after closing before purchasing appliances, furniture or similar items on credit.1 The article notes that some mortgage lenders are running credit reports on closing day, and even an additional credit inquiry (let alone a purchase) may [...]

Interest Rates Near Record Lows

Long-Term Rates Closer to Record Low
Thirty-year fixed mortgages moved closer to the all-time low of 4.82 percent reached in May, falling to 4.87 percent last week from 4.94 percent a week earlier, according to Freddie Mac. Homeowners who refinance have an opportunity to reduce their payment on a 30-year, fixed loan for $200,000 by [...]

Tennessee Is Great Place To Live

Tennessee’s a Desirable Place to Live!
A recently released Harris Interactive poll asked Americans where they would choose to live if they did not live in the state where they are now. 2,498 U.S. adults were surveyed online between August 10 and 18, 2009, and Tennessee made the top 10!
1. California 2. Florida 3. [...]

Fishing With Jack Daniels

My fishing trip with Jack Daniels…
 

I finally got around to going fishing this morning but after a while I ran out of worms.

 

Then I saw a cottonmouth snake with a frog in his mouth, and frogs are good bass bait.

 

Knowing the snake couldn’t bite me with the frog in his mouth,
I grabbed him right behind [...]

Opportunity Is What Life is About

Just to let you know you are not alone in things going wrong. At the Dari-Delite last night I was doing some cleaning and found a plug that had been shoved in and had evidence of beginning to melt. I move the equipment and plugged them into another outlet until I could purchase parts [...]

First Time Home Buying Credit

Prevention Of Swine Flu

   Dr. Vinay Goyal is an MBBS, DRM, DNB (Intensivist and Thyroid specialist) having clinical experience of over 20 years. He has worked in institutions like Hinduja Hospital, Bombay Hospital, Saifee Hospital, Tata Memorial etc.     Presently, he is heading our Nuclear Medicine Department and Thyroid clinic at Riddhivinayak Cardiac and Critical Centre, Malad (W).     The following message given by [...]

Cell Phone VS Bible (via postie)

> Ever wonder what would happen if we treated our Bible like we treat
> > our cell phone?
> >
> > What if we carried it around in our purses or pockets?
> >
> > What if we flipped through it several time a day?
> >
> > What if we turned back to go get it if [...]

Rates Move Closer To 5 Percent (via postie)

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Home-loan rates remained near three-month lows this week and dipped even closer to the 5 percent threshold, Freddie Mac reported in its survey this past week. According to the firm, average interest on 30-year fixed loans fell to 5.04 percent from 5.07 percent a week earlier; while 15-year mortgages averaged 4.47 percent, [...]

Best Joke Ever (via postie)

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 This IS the best blonde joke ever…………………..
A blonde calls her boyfriend and says, “Please come over here and help me. I have a killer jigsaw puzzle, and I can’t figure out how to get Started.” 
Her boyfriend asks, “What is it supposed to be when it’s finished?”   The blonde says, [...]