Mack's Blog

Four Demographic Waves to Watch
As this recession was first getting underway, former Chief Economist for NAR John Tuccillo was interviewed and asked what REALTORS should be studying to succeed in the real estate era ahead. His first answer to that question was simple: demographics. The population changes that are coming will affect everything about [...]

Remade

This Vietnam vet came home to the reservation with anger in his heart. Then love found a way back in…

By Darrell New Plenty Stars, Pine Ridge, South Dakota November, 2009

Life is hard on the reservation.

I should know. I’ve lived most of my 63 [...]

 
                               A woman had just returned to her home from an evening of church services, when she was startled by an intruder.. She caught the man in the act of robbing her home [...]

1. Foreclosures Rise in Higher Price Ranges
New data from Zillow.com shows that about 30 percent of foreclosures in June involved residences in the top 33 percent of local housing values, a gain from 16 percent at the start of the foreclosure crisis in 2006. Meanwhile, the bottom one-third of housing markets, by home value, [...]

HUD The Dept. Of Housing and Urban Development has released Mortgagee Letter (ML) 2009-35 titled “Loan Modifications:  FHA Loss Mitigation Incentives – Update”.
For additional information, please click on the following link: HUD ML 2009-35 Loan Modifications: FHA Loss Mitigation Incentives – Update

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Count down has begun. Each day means fewer days to meet the closing deadline to take advantage of the tax credit. So please don’t wait!

Need more information click on items below

001_government_affairs_tax_credit_brochure_052709.pdf
profile-of-a-first-time-homebuyer-checklist.pdf

I did not know this but I usually roll windows down and let air blow through the car before turning a/c on anyway.
Car A/C (Air Conditioning) MUST READ!!!
Please do NOT turn on A/C as soon as you enter the car. Open the windows after you enter your car and turn ON the air-conditioning [...]

Freddie Mac reports a drop in the 30-year fixed mortgage rate to 5.22 percent during the week ended Aug. 6 from 5.25 percent the prior week. Over the same period, the 15-year fixed-mortgage rate slipped to 4.63 percent from 4.69 percent. As for adjustable-mortgage rates, the five-year fell to 4.73 percent from 4.75 percent, and [...]

(August 3, 2009) — There have been several new developments in real estate at a
national level which will impact Realtors® in writing offers. These include the Home
Valuation Code of Conduct (“HVCC”) which is applicable to appraisers, the Truth in
Lending Act (“TILA”), the Home Ownership and Equity Protection Act (“HOEPA”) and
Regulation Z which implements the new [...]