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July 2010
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MUST READ!

I did not know this but I usually roll windows down and let air blow through the car before turning a/c on anyway.
Car A/C (Air Conditioning) MUST READ!!!
Please do NOT turn on A/C as soon as you enter the car. Open the windows after you enter your car and turn ON the air-conditioning [...]

A White Paper: New Rules Affecting Transactions & Closings

(August 3, 2009) — There have been several new developments in real estate at a
national level which will impact Realtors® in writing offers. These include the Home
Valuation Code of Conduct (“HVCC”) which is applicable to appraisers, the Truth in
Lending Act (“TILA”), the Home Ownership and Equity Protection Act (“HOEPA”) and
Regulation Z which implements the new [...]

The Cherokee

Do you know the legend of the Cherokee Indian youth’s rite of
Passage?
His father takes him into the forest, blindfolds him and leaves
him alone.
He is required to sit on a stump the whole night and [...]

BEST POEM IN THE WORLD

I was shocked, confused, bewildered
As I entered Heaven’s door,
Not by the beauty of it all,
Nor the lights or its decor.
But it was the folks in Heaven
Who made me sputter and gasp–
The thieves, the liars, the sinners,
The alcoholics and the trash.
There stood the kid from seventh grade
[...]

The Haircut and Important Lesson:

> One day a florist went to a barber for a
> haircut.
>
> After the cut, he asked about his bill, and
> the barber replied, ‘I
>
>
> Cannot Accept money from you. I’m doing
> community service this week.’ The florist was
> pleased and left the shop.
>
> When the
> barber went [...]

Life Is Sweet in Tennessee!

Forbes Magazine looked at the 100 least expensive places to live in the U.S. It ranked all 380 metropolitan areas based on cost-of-living data from Moody’s Economy.com and home affordability from the National Association of Home Builders and Wells Fargo.
The magazine also factored in four quality-of-life considerations, including the rate of violent crime, unemployment, average [...]

Will You give this to my Daddy?

As a Company, Southwest Airlines is going to support ‘Red Fridays.’

Last week I was in Atlanta, Georgia attending a conference. While I was in the airport, returning home, I heard several people behind me beginning to clap and cheer. I immediately turned around and witnessed One of the greatest acts of patriotism I have [...]

Wasp Spray

I have a friend who is a receptionist in a church in a high
risk area who was concerned about someone coming into the
office on Monday to rob them when they were counting the
[...]

Why Go To Church?

Why Go To Church?
A Church goer wrote a letter to the editor of a newspaper and
complained that it made no sense to go to church every Sunday..
“I’ve gone for 30 years now,” he wrote, “and in that time I
have heard something like 3,000 sermons. But for the life of
me, I can’t remember a single one [...]

Changes in THDA Mortgage Program Announced

Several changes are making the Homeownership Choices offered by Tennessee Housing Development Agency (THDA) even more affordable today.
The mortgage interest rates have been lowered on Great Rate/Save, Great Advantage and Great Start, and THDA is making the federal tax credit useful at time of closing.
• The Great Rate interest rate is 5.20%.
• [...]