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:THIS IS FUNNY

                                 A woman had just returned to her home from an evening of church services, when she was startled by an intruder.. She caught the man in the act of robbing her home of its valuables and yelled: ‘Stop! Acts [...]

Foreclosures Still on the Rise

Tennessee Foreclosures Still on the Rise As reported at this week’s Governor’s Housing Summit: *** BEGIN QUOTE *** Foreclosures are still on the rise in Tennessee. In the second quarter of 2009, Tennessee reported 10,477 foreclosure filings, a one percent increase from the previous quarter (Q1_09). There was one foreclosure filing for every 260 households, [...]

Onion A Day Keeps The Flu Away!

Don’t know if this really works but like it says, what have we got to lose!   Subject: Onions Worth Reading   In 1919 when the flu killed 40  million people there was this Doctor that visited the many  farmers to see if he could help them combat the flu. Many of the farmers and [...]

What We Do Matters!

As she stood in front of her 5th grade class on the very first day of school, she told the children an untruth. Like most teachers, she looked at her students and said that she loved them all the same. However, that was impossible, because there in the front row, slumped in his seat, was [...]

Things I Wished My Loan Officer Had Told Me!

A recent Wall Street Journal article about the first-time homebuyer tax credit cautions buyers under contract to wait until after closing before purchasing appliances, furniture or similar items on credit.1 The article notes that some mortgage lenders are running credit reports on closing day, and even an additional credit inquiry (let alone a purchase) may [...]

Interest Rates Near Record Lows

Long-Term Rates Closer to Record Low Thirty-year fixed mortgages moved closer to the all-time low of 4.82 percent reached in May, falling to 4.87 percent last week from 4.94 percent a week earlier, according to Freddie Mac. Homeowners who refinance have an opportunity to reduce their payment on a 30-year, fixed loan for $200,000 by [...]

Tennessee Is Great Place To Live

Tennessee’s a Desirable Place to Live! A recently released Harris Interactive poll asked Americans where they would choose to live if they did not live in the state where they are now. 2,498 U.S. adults were surveyed online between August 10 and 18, 2009, and Tennessee made the top 10! 1. California 2. Florida 3. [...]

:Higher Price Range Foreclosures Rise

1. Foreclosures Rise in Higher Price Ranges New data from Zillow.com shows that about 30 percent of foreclosures in June involved residences in the top 33 percent of local housing values, a gain from 16 percent at the start of the foreclosure crisis in 2006. Meanwhile, the bottom one-third of housing markets, by home value, [...]

Fishing With Jack Daniels

My fishing trip with Jack Daniels…   I finally got around to going fishing this morning but after a while I ran out of worms.   Then I saw a cottonmouth snake with a frog in his mouth, and frogs are good bass bait.   Knowing the snake couldn’t bite me with the frog in [...]

Opportunity Is What Life is About

Just to let you know you are not alone in things going wrong. At the Dari-Delite last night I was doing some cleaning and found a plug that had been shoved in and had evidence of beginning to melt. I move the equipment and plugged them into another outlet until I could purchase parts to [...]