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August 2009
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MUST READ!

I did not know this but I usually roll windows down and let air blow through the car before turning a/c on anyway. Car A/C (Air Conditioning) MUST READ!!!

Please do NOT turn on A/C as soon as you enter the car. Open the windows after you enter your car and turn ON the [...]

Rates Ease Up Slightly

Freddie Mac reports a drop in the 30-year fixed mortgage rate to 5.22 percent during the week ended Aug. 6 from 5.25 percent the prior week. Over the same period,the 15-year fixed-mortgage rate slipped to 4.63 percent from 4.69 percent. As for adjustable-mortgage rates,the five-year fell to 4.73 percent from 4.75 percent,and [...]

A White Paper:New Rules Affecting Transactions &Closings

(August 3,2009) —There have been several new developments in real estate at a national level which will impact Realtors® in writing offers. These include the Home Valuation Code of Conduct (“HVCC”) which is applicable to appraisers,the Truth in Lending Act (“TILA”),the Home Ownership and Equity Protection Act (“HOEPA”) and Regulation Z [...]